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How to Play Premium Blackjack

Premium is a variant of online Blackjack where only four decks of cards are used. Play for real money or free!

Game Rules

Different to some other Blackjack games, only four 52-card decks are shuffled together and dealt at the start of each hand.

Dealers do not receive a hole card. They will stand on a soft 17 (a hand featuring an ace that totals either seven or 17). Should you hit Blackjack you will be paid at 3:2 odds.

If the player’s hand loses to Blackjack, then only the mandatory initial bet is forfeited and all other optional bets that have not bust (splits and doubles) will be pushed and returned.

More betting options become available as the hand progresses. For instance, players can double down on any two-card hand. This means you can double your initial bet, so long as you are committed to ‘standing’ after receiving one additional card from the dealer.

Players can also split two cards if they are paired or of equal value. So if you are dealt eight-eight, two-two, king-jack, queen-ten, or other similar combinations, you can create two hands for an additional wager of the same amount. Here are some additional rules on splitting:

  • You may split twice for three hands in total
  • Aces may be re-split once and receive only one card on each split hand otherwise
  • You may double down on any two-card hand, including after a non-ace pair split.

Insurance and Surrender

Players are not allowed to ‘surrender’ in Premium. But if the dealer has an Ace and you think they are about to hit Blackjack, you can buy ‘insurance’. This means should the dealer hit Blackjack, you’ll be paid 2:1 on your bet.

If you have been dealt Blackjack, and the dealer is showing an ace, even money is a special type of insurance bet that can be made. If you decide to take even money, the payout will be 1:1, regardless of whether the dealer has Blackjack or not. If you do not take even money, the hand will play out as normal.

Betting Limits

Minimum Bet

Maximum Bet

€5

€100

€5

€150

Return to Player (RTP)

The theoretical return to player (RTP) for Premium Blackjack is 99.67%. The RTP is calculated taking in account the usage of the game’s basic strategy on the player’s side.

The house edge is based on statistical grounds and it is equal to the difference between 1 and the RTP (before taxing).

Basic Strategy

Player

Dealer's Card

Hard

2

3

4

5

6

7

8

9

10

A

  

5

H

H

H

H

H

H

H

H

H

H

  

6

H

H

H

H

H

H

H

H

H

H

  

7

H

H

H

H

H

H

H

H

H

H

  

8

H

H

H

H

H

H

H

H

H

H

  

9

H

Dh

Dh

Dh

Dh

H

H

H

H

H

  

10

Dh

Dh

Dh

Dh

Dh

Dh

Dh

Dh

H

H

  

11

Dh

Dh

Dh

Dh

Dh

Dh

Dh

Dh

H

H

  

12

H

H

S

S

S

H

H

H

H

H

  

13

S

S

S

S

S

H

H

H

H

H

  

14

S

S

S

S

S

H

H

H

H

H

  

15

S

S

S

S

S

H

H

H

H

H

  

16

S

S

S

S

S

H

H

H

H

H

  

17

S

S

S

S

S

S

S

S

S

S

  

18

S

S

S

S

S

S

S

S

S

S

  

19

S

S

S

S

S

S

S

S

S

S

  

20

S

S

S

S

S

S

S

S

S

S

  

21

S

S

S

S

S

S

S

S

S

S

  

Soft

2

3

4

5

6

7

8

9

10

A

  

13

H

H

H

Dh

Dh

H

H

H

H

H

  

14

H

H

H

Dh

Dh

H

H

H

H

H

  

15

H

H

Dh

Dh

Dh

H

H

H

H

H

  

16

H

H

Dh

Dh

Dh

H

H

H

H

H

  

17

H

Dh

Dh

Dh

Dh

H

H

H

H

H

  

18

S

Ds

Ds

Ds

Ds

S

S

H

H

H

  

19

S

S

S

S

S

S

S

S

S

S

  

20

S

S

S

S

S

S

S

S

S

S

  

21

S

S

S

S

S

S

S

S

S

S

  

Pair

2

3

4

5

6

7

8

9

10

A

  

2,2

Sp

Sp

Sp

Sp

Sp

Sp

H

H

H

H

  

3,3

Sp

Sp

Sp

Sp

Sp

Sp

H

H

H

H

  

4,4

H

H

H

Sp

Sp

H

H

H

H

H

  

5,5

Dh

Dh

Dh

Dh

Dh

Dh

Dh

Dh

H

H

  

6,6

Sp

Sp

Sp

Sp

Sp

H

H

H

H

H

  

7,7

Sp

Sp

Sp

Sp

Sp

Sp

H

H

H

H

  

8,8

Sp

Sp

Sp

Sp

Sp

Sp

Sp

Sp

H

H

  

9,9

Sp

Sp

Sp

Sp

Sp

S

Sp

Sp

S

S

  

10,10

S

S

S

S

S

S

S

S

S

S

  

A,A

Sp

Sp

Sp

Sp

Sp

Sp

Sp

Sp

Sp

H

  
 

H

Hit

S

Stand

Sp

Split

Dh

Double Down if allowed, otherwise Hit

Ds

Double Down if allowed, otherwise Stand

For more on how to play the game, visit our Blackjack Rules page.